PERSONAL INJURY
Being hit by an uninsured or underinsured driver adds financial insult to your physical injury. You've followed the rules, paid for insurance, and taken every precaution, only to be left with mounting medical bills and vehicle damage because another driver broke the law by driving without proper coverage. This frustrating situation is more common than many realize, but you have important rights and protections under your own insurance policy. At HOV Law, we believe you shouldn't suffer because someone else was irresponsible. Our experienced uninsured motorist attorney in Orlando fights to maximize the compensation you deserve from your own insurance company through your UM/UIM coverage.
Why Choose HOV Law as Your Orlando Uninsured Motorist Attorney?
Proven Results: As one of the best personal injury lawyers in Orlando, Serge has successfully recovered full compensation for countless clients through uninsured/underinsured motorist claims, often securing settlements when clients thought they had no options.
Technology-Driven Advocacy: Our Orlando personal injury law firm uses cutting-edge technology to investigate hit-and-run accidents, locate unidentified drivers, and build compelling evidence to present to your insurance company for maximum UM/UIM recovery.
Relentless Representation:
We stand up to your own insurance company when they try to minimize or deny your valid uninsured motorist claim. We fight back against their tactics, using our expertise in Florida insurance law to ensure you receive every dollar you're entitled to under your policy.


- Hit-and-run accidents with unidentified drivers
- Collisions with drivers who have no insurance
- Accidents with drivers whose insurance is insufficient to cover your damages
- Identifying phantom vehicles that cause accidents
- Stacking multiple UM coverages for greater protection
What to Expect from an Experienced Orlando Personal Injury Lawyer:
Choosing HOV Law means you're hiring a top personal injury lawyer in Orlando who understands the complexities of uninsured and underinsured motorist claims. We thoroughly review your insurance policy, handle all negotiations with your insurance company, and fight to ensure you receive the full benefits you've been paying for.
Free Consultation: Discuss your accident with an uninsured driver with Serge, a top uninsured motorist attorney in Orlando, and learn how we can help you recover compensation.
No Upfront Fees:
We work on a contingency basis. You don’t pay unless we win.
Maximized Settlements:
We pursue every available dollar through your UM/UIM coverage, ensuring you're compensated for medical expenses, lost wages, pain and suffering, and other damages just as if the at-fault driver had been fully insured.

