Free Interactive Tools
Fourteen Free Tools for Florida Injury & Defense Claims
Built by HOV Law to answer the questions people ask us most — filing deadlines, fault percentages, insurance coverage, vehicle value loss, wrongful death eligibility, the DUI hearing window, the helmet rule, dog bite liability, slip-and-fall notice, medical malpractice deadlines, where your crash report is, and the truck crash preservation letter. Every tool is free, instant, and collects no information about you unless you choose to reach out afterward.
Statute of Limitations Calculator
Find the exact date your Florida filing deadline expires, by case type.
- ✓Car, truck, motorcycle & premises claims
- ✓Medical malpractice discovery + repose
- ✓Wrongful death & government claims
Comparative Negligence Calculator
See how a fault percentage affects your recovery under Florida's 51% bar rule.
- ✓FL § 768.81 modified comparative negligence
- ✓Pre/post March 2023 reform handled automatically
- ✓Medical malpractice pure-comparative exception
14-Day PIP Deadline Checker
Enter your crash date to see whether Florida's 14-day treatment window is still open — and what to do if it closed.
- ✓Days remaining on FL § 627.736(1)(a)
- ✓Which providers actually stop the clock
- ✓What still applies if you missed it
Florida PIP Calculator
Estimate your no-fault insurance payout — the $10,000 cap, the 14-day rule, and more.
- ✓80% medical / 60% wage reimbursement split
- ✓The 14-day treatment deadline
- ✓$2,500 vs. $10,000 EMC tiers
Diminished Value Calculator
Estimate how much resale value your vehicle lost after an accident, even after repairs.
- ✓17c formula-based estimate
- ✓Accounts for mileage & damage severity
- ✓Free claim review from a real attorney
Wrongful Death Survivor Checker
Answer three questions to see how Florida law treats your family's relationship to the deceased.
- ✓FL § 768.18 survivor status
- ✓§ 768.21 damages by relationship
- ✓Medical-negligence "Free Kill" rules
DUI 10-Day Rule Calculator
Arrested for DUI? Enter the arrest date to see the last day to request your DHSMV hearing and whether a hardship license is available.
- ✓FL § 322.2615 hearing deadline
- ✓Breath-test vs. refusal suspension lengths
- ✓First-offense review waiver (§ 322.271(7))
Uber & Lyft Insurance Period Finder
Was it the $50,000 policy or the $1,000,000 policy? Two questions tell you which rideshare coverage period applied to your crash.
- ✓FL § 627.748 three coverage periods
- ✓Limits for passengers, other drivers & pedestrians
- ✓How to prove the app status
Motorcycle Helmet Law Checker
Riders over 21 are exempt only with $10,000 in medical benefits — and car PIP is not it. Three questions tell you where you stand.
- ✓FL § 316.211 headgear & eye protection
- ✓Whether your coverage satisfies the exemption
- ✓What helmet non-use really does to a claim
Dog Bite Liability Checker
Florida's strict-liability bite law has a location rule, a “Bad Dog” sign defense and a provocation clause. See where your bite stands.
- ✓FL § 767.04 bites & § 767.01 other injuries
- ✓The sign defense and its two exceptions
- ✓Trespass, provocation & who counts as the owner
Truck Accident Evidence Preservation Letter
Build the spoliation letter that stops the trucking company from deleting the ELD logs, camera footage and engine data. Print or copy it in minutes.
- ✓Every record with its 49 CFR retention rule
- ✓FL § 627.4137 insurer disclosure demand built in
- ✓Composed in your browser — nothing stored
Slip & Fall Notice Evidence Checklist
Florida makes you prove the business knew about the spill. Score the evidence you have against § 768.0755 and get the list of what to request today.
- ✓Whether § 768.0755 applies to your fall at all
- ✓Length-of-time and regularity routes scored separately
- ✓The evidence to request before it is overwritten
Medical Malpractice Deadline Calculator
Two years from discovery, a four-year repose, seven with concealment, the 8th-birthday rule, and two presuit mechanisms that move the date — from your dates.
- ✓FL § 95.11(5)(c) limitations and repose
- ✓§ 766.104(2) 90-day petition & § 766.106 tolling
- ✓Minors and concealment handled
Orlando Crash Report Finder
FHP, OPD, or the Orange, Seminole or Osceola sheriff — where your accident report is, what it costs, and whether you can get it inside the 60-day window.
- ✓Every Central Florida agency, one answer
- ✓FL § 316.066 60-day rule for your role
- ✓The self-report route when no officer came
These tools give you a starting point — not a final answer.
Every case turns on facts a calculator can't see. A free, confidential consultation gives you a real answer for your specific situation — no cost, no obligation.